Best wishes for a prosperous and safe 2005. We hope this letter finds you happy and healthy, enjoying your blessings and your relationships. Sorry for the tardiness of this year’s letter, it just keeps getting more and more difficult to find the time (keep reading to learn why). Just hope this doesn’t turn into a multi-year summary! Please visit the Barron’s Place website (www.BarronsPlace.com) throughout the year to keep tabs on our activities. If you are reading this online you can select the links to view the details of our year.